Updated October 2, 2026. Microsoft Loop is a collaborative workspace and component system available across Microsoft accounts and Microsoft 365, with advanced functionality tied to storage and plan eligibility rather than a standalone AI subscription.
Current pricing and access: The Loop app is broadly available to personal and work/school accounts, while some functionality depends on Microsoft 365, OneDrive/SharePoint storage and organizational policy. Copilot features in Loop for work or school accounts require a Copilot for Microsoft 365 plan.
Executive Summary
Microsoft Loop is a collaborative workspace and component system, not a standalone paid AI application. It is available to broad categories of Microsoft users, while storage, workspace creation and Copilot features depend on account type and Microsoft 365 eligibility.
Key Features
Loop provides pages, workspaces and portable components that can appear across supported Microsoft apps such as Teams, Outlook, OneNote and Whiteboard.
Pricing
Core Loop access is available without a separate Loop subscription. Some functionality depends on Microsoft 365 and OneDrive/SharePoint licensing, while Copilot in Loop requires a Copilot for Microsoft 365 plan for work or school accounts.
Final Verdict
Lorezi should represent Loop as a collaborative Microsoft workspace whose advanced features inherit Microsoft 365 licensing rather than as a simple standalone free SaaS plan.